Finding an affordable home in San Diego County can feel like a challenge, especially when you're looking for a property that offers both space and convenience. That's why I'm excited to share one of the best values currently available in Chula Vista—a beautiful townhome priced at $639,900 in the highly sought-after Terra Nova / Rancho Del Rey neighborhood.
Whether you're a first-time homebuyer, relocating to San Diego, or a military family planning to use a VA loan, this home checks a lot of boxes. With a VA-approved community, low HOA fees, an attached garage, and a private backyard, it's a rare opportunity in today's competitive market.
One of the first things you'll notice when stepping inside is the bright, open-concept layout. Natural light fills the living spaces, creating a warm and inviting atmosphere that's perfect for both everyday living and entertaining.
The upgraded kitchen is designed with functionality and style in mind, featuring granite countertops, stainless steel appliances, and plenty of cabinet space. Whether you're preparing a quick breakfast or hosting friends for dinner, this space makes it easy to feel at home.
With two spacious bedrooms plus an optional third room, the flexible floor plan offers plenty of possibilities. The bonus room can easily serve as a home office, guest bedroom, workout space, or hobby room—ideal for today's evolving lifestyles.
One feature that truly sets this property apart is its private backyard.
Outdoor space is becoming increasingly valuable, and it's not always easy to find in a townhome community. This backyard provides the perfect setting for weekend barbecues, relaxing with a morning coffee, letting pets play, or simply creating your own peaceful outdoor retreat.
For buyers who want low-maintenance living without giving up private outdoor space, this home offers an excellent balance.
The oversized primary suite creates a relaxing escape after a long day. Vaulted ceilings make the room feel even more spacious, while the walk-in closet provides generous storage for your wardrobe and everyday essentials.
Combined with the home's 2.5 bathrooms, thoughtful layout, and attached garage, this property offers comfort and practicality for a variety of buyers.
Location is just as important as the home itself, and Terra Nova and Rancho Del Rey continue to be two of Chula Vista's most desirable neighborhoods.
Residents appreciate the area's quiet, established communities, well-maintained streets, and easy access to everyday conveniences.
Living here means you're just minutes away from:
This combination of convenience and community is one of the reasons buyers continue to seek out homes in this area.
As someone who works with many military families throughout San Diego County, I'm always excited to highlight homes located in VA-approved communities.
For eligible buyers, using a VA loan can provide significant advantages, including flexible financing options that make homeownership more accessible.
If you've been searching for a home where you can maximize your VA benefits while still enjoying a fantastic location, this property deserves a closer look.
Whether you're purchasing your first home, relocating to San Diego, downsizing, or looking for a property that offers excellent long-term value, this townhome stands out for its combination of location, layout, outdoor space, and affordability.
Opportunities like this don't stay on the market for long—especially in one of Chula Vista's most desirable neighborhoods.
If you'd like to learn more about this property, schedule a private showing, or explore other homes in Chula Vista, I'd be happy to help.
Buying a home is one of the biggest decisions you'll make, and having a local real estate expert by your side can make the process much smoother. Whether you're buying or selling in San Diego County, I'm here to help you navigate the market with confidence and find the home that fits your goals.
You can watch the complete video below.
Can you still find a spacious Chula Vista home under $640,000 with a private backyard, a flexible third bedroom, low HOA fees, and a VA-approved community? Apparently, miracles do happen—and this one is located dangerously close to Costco.
Welcome to 465 Belle Vista Way, Unit 173, listed at $639,900.
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My name is Victoria Sandoval with Select Premier Properties. We get calls from people just like you every single day. Whether you're planning to move in nine days or nine months, feel free to reach out. My contact information is in the description below, and I'd be happy to help make your move into or out of San Diego as smooth as possible.
Now, let's take a look at this beautiful home.
Hi everyone! I'm Victoria Sandoval with Select Premier Properties, and today I'm taking you inside this two-story townhome located in the highly desirable Terra Nova community of Rancho Del Rey in Chula Vista.
This home offers approximately 1,278 square feet, 2 bedrooms plus an optional third bedroom, and 2.5 bathrooms. Let's see if this could be your next home.
As soon as you walk inside, the high vaulted ceilings and abundant natural light create an open, airy feeling. Warm Saltillo-style tile flooring adds character throughout the main level while making everyday maintenance easy. The home feels inviting from the moment you enter.
One of my favorite features of this floor plan is how naturally the living room and dining area flow together. You can prepare dinner without being separated from everyone else while still keeping an eye on who's sneaking the appetizers. The layout feels open while still giving each space its own purpose.
The kitchen features rich dark cabinetry, granite countertops, stainless steel appliances, and a gas range. There's generous cabinet and counter space, so you can actually prepare a meal without moving the coffee maker six different times. The contrasting finishes give the kitchen a timeless, polished look.
The dining area sits beside the sliding glass doors, bringing in plenty of natural light and creating an easy connection to the backyard. It's ideal for indoor-outdoor dining, weekend gatherings, or simply leaving the doors open to enjoy the Southern California breeze.
Just off the entry is the optional third bedroom, currently set up as a home office. This flexible room could easily become a guest bedroom, workout room, creative studio, or the place where you finally organize everything you've been putting off. The versatility makes this home work for so many different lifestyles.
The main level also includes a convenient half bathroom for guests, so they never need to enter your private upstairs living space.
The home also features an in-unit laundry area and a newer water heater. These are the kinds of practical upgrades that may not look glamorous on Instagram, but they're incredibly valuable when you own a home.
Before we head upstairs, don't forget to subscribe to the channel. I tour homes and cover neighborhoods throughout San Diego County. Let me know in the comments—would you use the flexible room as a bedroom, home office, or personal gym? I'd probably choose an office... although a snack room sounds pretty tempting.
Combined with the downstairs powder room, this home offers two and a half bathrooms, which becomes especially convenient whenever guests visit.
The secondary bedroom is generously sized with warm wood flooring and a full closet. There's plenty of room for a complete bedroom set, study area, or additional workspace. This isn't one of those tiny secondary bedrooms that barely fits a bed and an optimistic nightstand.
The secondary bathroom includes a vanity with storage and a tub-and-shower combination, making it perfect for family or guests.
The primary bedroom is impressively spacious with room for a king-size bed, nightstands, and even a sitting or work area. The vaulted ceilings make the room feel even larger, while multiple windows bring in beautiful natural light.
There's also a walk-in closet because sharing one tiny closet should never be a requirement.
The primary bathroom features a long vanity with excellent counter space, plenty of storage below, and a tub-and-shower combination that's perfect for everyday living. Best of all, there are dual sinks, which means no arguing over toothpaste territory.
Upstairs you'll also find built-in cabinetry that provides valuable extra storage. It's perfect for linens, household supplies, and all those Costco purchases that seemed like such a great idea at the time.
The upstairs layout keeps the bedrooms separate from the main entertaining spaces downstairs, giving everyone a little more privacy.
Now let's talk about one of this home's biggest highlights—its private backyard.
There's plenty of room for an outdoor dining table, barbecue, garden, play area, or comfortable lounge space for your morning coffee. It's currently a blank canvas, allowing you to personalize it instead of paying for someone else's backyard design choices.
One of the biggest advantages of this home is having your own private outdoor space, something that's becoming harder to find at this price point in Chula Vista.
The Terra Nova community offers classic Southern California architecture with stucco exteriors, tile roofs, and mature landscaping.
This home includes an attached one-car garage, one additional assigned parking space, and nearby guest parking. That means fewer parking negotiations—and we all know those can get personal.
The $325 monthly HOA provides access to a community pool, spa, playground, greenbelts, and recreational areas. You get all the benefits of having resort-style amenities without personally maintaining a swimming pool.
Terra Nova and Rancho Del Rey remain popular because of their central Chula Vista location, established neighborhoods, and convenient access to everyday necessities.
Shopping, grocery stores, restaurants, gyms, bowling, Costco, and freeway access are all just minutes away, while nearby Terra Nova Park and Rancho Del Rey Park provide additional outdoor recreation.
The neighborhood is considered somewhat walkable, with many daily conveniences located nearby.
I actually grew up in Chula Vista. I purchased my first home in the Terra Nova and Rancho Del Rey area, and my children attended schools in this neighborhood. In my opinion, this is one of the best and safest communities in Chula Vista, and you simply can't beat the convenience of having freeway access so close by.
If you're not familiar with Chula Vista, I definitely recommend doing some research because it truly is a wonderful place to live.
Clear View Elementary School is approximately four-tenths of a mile away, with Bonita Middle School and Bonita High School also nearby. As always, buyers should verify school enrollment boundaries directly with the appropriate school district.
Priced at $639,900, this home combines a private backyard, a flexible third-bedroom option, a low $325 HOA, a VA-approved community, and a seller willing to consider concessions toward a mortgage rate buy-down and buyer closing costs.
If you'd like to schedule your private showing, call or text me at 619-392-2455.
Thanks so much for watching, and I'll see you in the next video. Bye!
With anticipated completion in the Fall of 2024, you will want to stay up to date on the status and release of each lot. This new community is quickly becoming sought-after, so join the VIP list and get updates and opportunities before anyone else!
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