What happens after you go under contract on a home in San Diego? Here’s the full process

What happens after you go under contract on a home in San Diego? Here’s the full process

Many buyers think the hardest part is getting the offer accepted—but escrow is where the real work begins.

Once you go under contract, several important steps happen quickly:

• Deposit is submitted into escrow
• Inspections are scheduled
• Loan process moves forward
• Appraisal gets ordered
• Title and disclosures are reviewed

This is also where negotiations can continue.

For example:

• Inspection repairs or credits
• Appraisal adjustments
• HOA concerns
• Insurance issues

One of the biggest mistakes buyers make is becoming emotionally relaxed too early.

A transaction is not fully secure until:

• Financing is approved
• Contingencies are removed
• Escrow officially closes

For sellers, this stage is critical too.

The strength of the buyer matters tremendously:

• Loan quality
• Financial stability
• Communication
• Timeline reliability

This is why experienced negotiation and transaction management matter so much during escrow.

There are many moving pieces:

• Lenders
• Escrow
• Appraisers
• Inspectors
• HOA documents
• Insurance underwriting

The smoother the coordination, the lower the stress for everyone involved.

If you’re planning to buy or sell, understanding the escrow process upfront can help you avoid surprises and feel more confident through the transaction.

Message “ESCROW STEPS” and I’ll walk you through exactly what to expect from contract to closing.